Divergent Wealth Advisors, LLC (Midvale)


Divergent Wealth Advisors, LLC is a large advisory firm based in Midvale. It manages $320.2 million of regulatory assets for 1,202 client accounts. It has been registered with the SEC as an adviser since 2017 and has operated in the jurisdictions of Arizona, California, Colorado, and 8 other states.

Divergent Wealth Advisors provides financial planning services, portfolio management for individuals and small businesses, portfolio management for businesses and institutional clients, pension consulting services, and selection of other advisers. It prepares financial plans for more than 250 clients. On top of advisory services, the firm doesn't engage in other business activities.

Divergent Wealth Advisors: assets under management

The assets under management (AUM) of Divergent Wealth Advisors, LLC is $320.2 million. The firm's AUM has grown by 23% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $273.2 million in discretionary accounts and $46.99 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $279.06 thousand each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $210.73 thousand.
Divergent Wealth Advisors has custody of $262.76 million in cash and securities for 170 clients in total but doesn’t act as a qualified custodian.

Investments

The firm invests in investment and business development companies the most. They account for 81% of the total AUM. The second-largest asset type is cash and cash equivalents, which make up 9% of the firm’s portfolio. Investments in exchange traded securities form 5% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Divergent Wealth Advisors, LLC for their services and products based on a percentage of assets under management, hourly charges, and fixed fees. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Divergent Wealth Advisors serves?

The firm provides services to individuals and high net worth individuals. The largest group of clients of Divergent Wealth Advisors is high net worth individuals with 80 clients and $234.55 million of assets under management. Among the 5 most similar advisory firms, Divergent Wealth Advisors has the 2nd lowest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $316.2 million for 434 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Divergent Wealth Advisors doesn't advise any private funds.

Careers at Divergent Wealth Advisors, LLC

The company employs 6 people that are either part- or full-time employees. 67 percent of the employees work as investment advisers or researchers. 4 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm compensates employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Rec Wealth Inc Member 1 Apr 2017 50% - 75% 82-1081144
Bhr Financial Inc Member 1 Apr 2017 Other 82-1046363
Jrc Wealth Inc Member 1 Apr 2017 25% - 50% 82-1045053

Indirect Owners

The SEC currently registers 3 indirect owners.

Name Entity Date acquired Ownership Employer ID
Richard Ellison Collins President 1 Apr 2017 75% - 100% 1623446
Brady Harker Ririe President 1 Apr 2017 75% - 100% 5747247
Jordan Richard Collins President 1 Apr 2017 75% - 100% 5145337

Based in Midvale

The principal office where Divergent Wealth Advisors, LLC performs its advisory services is located at 910 West Legacy Center Way, Midvale, UT 84047, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 385-237-4000 or by fax 801-285-0261. The normal business hours are 8:00am - 4:30pm (mt) on Monday - Friday. You can find more information about the New York firm at divergentwealth.com.